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Maggie shopping for a fish |
Now that I have an adult son I think more carefully about the decisions I make, especially financial ones. What will my choices say to him? How will they impact the decisions he makes?
For instance, a video-creating site I wanted to join sent an email with a 20% off code last week. I'd wanted to get a membership, and knew they would probably offer a discount at some point. I was tempted to jump in and begin the membership right then, even though it was two days before I had the money on hand. What's a credit card for, right? And there's no interest due if paid the same month . . . .
And yet, if I set that precedent before my son, what will it create in his mind? An impetus to "get it now" that could lead to him becoming thousands of dollars in debt like the majority of Americans? At 18, he's already surrounded by people who haven't yet grown in wisdom. My example will either help nudge him towards wisdom or towards folly.
So I waited patiently--for two looooong days--and purchased the membership the old-fashioned way. The way that didn't involve the regret of "I just had to have it and didn't want to wait."
I doubt that he consciously noticed my choice, but I am setting the precedent, one decision at a time.